Proudly Supporting Canadian Households
(FINTRAC) is the country’s national financial intelligence unit. Private Financial Companions’ compliance with FINTRAC requirements helps support client security, identity protection, anti-fraud safeguards, and responsible financial practices.
Private Financial Companions seeks to work with payment providers operating within Canada’s RPAA framework, which supports operational safeguards, fund protection measures, and regulatory oversight designed to enhance the safety and reliability of retail payment services.
Ontario’s Consumer Protection Act, 2002 can provide important protections such as misrepresent pricing, qualifications, services, guarantees, or outcomes. Respecting this act, Private Financial Companions provides clear cancellation provisions and respect all fair business practices.
PIPEDA’s primary role is privacy protection, information handling accountability, and your control over personal data handled by Private Financial Companions. We always obtain meaningful consent before collecting, using, or disclosing your personal information, except in limited legal circumstances. Private Financial Companions cannot disclose your information to banks, family members, contractors, or software providers unless authorized by consent or law.
Private Financial Companions is a non-fiduciary service. This defines our relationship as focused on support, coordination, convenience and autonomy rather than on control over your assets or financial decision-making. You (and your Power of Attorney) retain control.
You benefit from reduced risk of overreach. We do not act as a trustee, investment manager, advisor, accountant or lawyer. We respect these professional relationships and complement their work.
We screen our employees for vulnerable personal infractions and provide training on financial abuse recognition. We require two authorizations for each approved payment and segregate account payment activity from payment approval.
AODA requires accessible customer service policies, website compliance, communication accommodations, and staff training.